State bank launches tool to facilitate green finance

State bank launches tool to facilitate green finance

As of March 2025, 58 credit institutions in Vietnam had outstanding green loans, a sharp increase from 15 in 2017. The average growth rate of outstanding green loans in the 2017-2024 period reached over 21% per year, higher than the growth rate of outstanding loans for the economy.
Banks face difficulties in requiring SOE shareholders to divest

Banks face difficulties in requiring SOE shareholders to divest

According to the current regulations, the share ownership cap by an institutional shareholder in a credit institution is reduced from 15% to 10% and for an individual and his/her related parties from 20% to 15%.
Banks ramps up share payouts to meet Basel III

Banks ramps up share payouts to meet Basel III

Vietnamese banks are ramping up share-based dividend payouts to increase charter capital, meet Basel III capital adequacy standards and enhance their competitive edge.
Banks set for aggressive bond issuance in 2025 to fuel growth

Banks set for aggressive bond issuance in 2025 to fuel growth

Vietnam’s banks are set for a significant increase in bond issuance in 2025, as financial institutions look to meet the State Bank of Vietnam’s ambitious credit growth target of 16%, according to experts.
Securing banking transactions in the digital environment

Securing banking transactions in the digital environment

Digital transformation is bringing substantial benefits to the banking sector, including the growth cashless payments. However, alongside these advantages, banking operations are facing numerous risks and challenges as cyber-attacks, data breaches, and fraudulent account theft become increasingly sophisticated.

Exchange rate fluctuations bring huge profits to many banks

Net profits from the foreign exchange trading segment of many banks have gained positive results thanks to a strong USD/VNĐ exchange rate fluctuations this year.

Banks show positive results during third quarter

Several banks have recently announced startling business performance results in the third quarter of 2024 and the first nine months of 2024.

Small banks face more loan delinquencies, liquidity issues

Asset risks and profitability of Vietnamese banks remained broadly stable, but small banks faced more loan delinquencies and liquidity issues in the first half of 2024, analysts said.

Banks to shift to retail lending to gain credit growth

Many banks, which used to focus on lending to individual (retail) customers, have had to shift to expanding corporate lending to achieve credit growth in the first half of 2024.

Banks race to issue bonds to raise capital

Many banks have issued large amounts of bonds to raise thousands of billions of VND, pushing interest rates to around 8% per year, much higher than that of normal savings.
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